Affordable Auto Insurance for Everyone
Secure Your Auto Coverage Today
No credit history? Bad credit? New driver? You can still get affordable auto insurance—fast.
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Yes, You Can Get Auto Insurance Without Credit
No Credit? No Problem!
Many drivers mistakenly believe that a lack of credit history or poor credit scores automatically disqualify them from obtaining auto insurance. This is a common misconception. In reality, numerous insurance companies offer policies without requiring a credit check, focusing instead on other factors like driving history and vehicle type. Whether you’re a new driver, have recently relocated, or are working to improve your financial situation, there are insurance options available to meet your needs today.
Don’t let credit concerns hold you back from securing the coverage you need. Explore our offerings and find a plan that fits your budget and lifestyle.
How No Credit Auto Insurance Works
Step 1 - Apply Online
Provide basic vehicle and driver information—no complicated forms.
Step 2 - Compare Rates
We match you with insurance providers that accept drivers with no credit history.
Step 3 - Get Covered
Choose a plan and get proof of insurance the same day.
Does Your Credit Score Impact Your Insurance?
Many drivers worry that their credit score will prevent them from securing affordable auto insurance. However, it’s important to know that credit alone is not the deciding factor for eligibility. Insurance providers consider a variety of elements when determining your coverage options.
While some states allow insurers to use credit-based scores to help set rates, this is just one piece of the puzzle. Your driving history, the type of vehicle you own, where you live, and the level of coverage you choose all play significant roles in the final decision.
In fact, in several states, credit checks are not used at all in the insurance approval process. So, even if your credit isn’t perfect, there are still plenty of opportunities to find a policy that fits your needs and budget.